The Health Professions Loan Repayment Program (HPLRP) provides an incentive to new accessions to enter the Navy, and current active duty medical personnel to extend their active duty commitment through the payment of professional educational loans. The maximum yearly loan repayment is $40,000, minus ~25% federal income taxes, which are taken out prior to lender repayment. Payments are sent directly to the lending institution on behalf of the HPLRP participant.

• Must meet commissioning standards.
• Be enrolled as a full-time student in the final year at an accredited educational institution leading to a degree in a health profession other than medicine, dentistry, or osteopathic medicine. Or, be enrolled in the final year of an approved residency program leading to specialty qualification in medicine, dentistry, or osteopathic medicine.
• Must serve on active duty for a minimum of 2 years for one year of loan repayment
• Must not be a current HPSP or FAP participant