Loan Forgiveness/Repayment Programs

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Name Description Deadline    Amount    Applicable Programs Long Description Criteria Comments
State Nursing Assumption Program of Loans for Education for Nursing Faculty (SNAPLE NF) Loan Repayment program designed to encourage persons to complete their graduate degree and serve as nursing faculty in a nursing program at an accredited California college or university. 07/01/2014 Varies All Doctor of Nursing Practice; All Family Nurse Practitioner;

The State Nursing Assumption Program of Loans for Education for Nursing Faculty (SNAPLE NF) is designed to encourage persons to complete their graduate degree and serve as nursing faculty in a nursing program at an accredited California college or university.   It will pay up to a total of $25,000 on outstanding student loans over the course of three (3) academic years for teaching nursing on a full-time basis, or on a part-time basis for the equivalent of three full-time academic years.

At the time of application, a person must already have a baccalaureate degree in nursing or a field related to nursing and must not be currently teaching in nursing.

For more information regarding the application process, please visit the website by selecting the link below: http://www.csac.ca.gov/doc.asp?id=1261

Health Professions Loan Repayment Program Loan Repayment program for a current licensed Dentist, Nurse Practitioners, Physician Assistant or Clinical Nurse Specialists in California 10/01/2014 Varies All Doctor of Dental Medicine; All Doctor of Nursing Practice;

Those awarded the Health Professions Education Loan Repayment may receive up to $20,000. If awarded, recipients agree to a two-year service obligation practicing direct patient care at a qualified facility in California.

Qualified facilities include those designated by the U.S. Department of Health and Human Services Health Resources Administration (HRSA) as a medically underserved area (MUA), health professional shortage area (HPSA), county, state or veterans facility.

 To be eligible for the Health Professions Education Loan Repayment, the applicant must:

  • Be currently licensed as a Dentist, Dental Hygienists, Nurse Practitioners, Certified Nurse Midwives, Physician Assistant or Clinical Nurse Specialists in California
  • Be practicing as a licensed Dentist, Dental Hygienists, Nurse Practitioners, Certified Nurse Midwives, Physician Assistant or Clinical Nurse Specialists providing direct patient care in a Medically Underserved Area (MUA), Health Professional Shortage Area (HPSA), County, State, prison, or Veteran's facility (to find out if your facility qualifies, follow the instructions here)
  • Have outstanding educational debt from a commercial or U.S. governmental lending institution
  • Be free from any other service obligation
  • Have valid legal presence and ability to work and provide care in the state of California
  • Be willing to work in a medically underserved area for two years
  • Submit a complete application that is postmarked on or before October 1, 2013

For more information, please visit the website by selecting the link below.

http://www.oshpd.ca.gov/HPEF/HPSPLRP.html

Steven M. Thompson Pysician Corp Loan Repayment Program (STLRP) Loan repayment awards of up to $105,000 are available to physicians who hold a full and unrestricted license to practice medicine in California. 10/01/2014 Varies All Doctor of Osteopathic Medicine

The Steven M. Thompson Physician Corps Loan Repayment Program encourages recently licensed physicians to practice in Health Professional Shortage Areas (HPSAs) in California. The program authorizes a plan for repaying up to $105,000 in educational loans in exchange for full-time service for a minimum of three (3) years.

 To be considered for an award, you must:

  • Be an allopathic or osteopathic physician
  • Be free of any contractual service obligations (i.e the National Health Service Corps Federal Loan Repayment Program or other financial incentive programs)
  • Have outstanding educational debt from a government or commercial lending institution
  • Have a valid, unrestricted license to practice medicine in California
  • Be currently employed or have accepted employment in a Health Professional Shortage Areas (HPSA) in California
  • Commit to providing full-time direct patient care in a HPSA for a minimum of three (3) years

For more information, please visit the website by selecting the link below.

http://www.oshpd.ca.gov/HPEF/STLRP.html

Public Service Loan Forgiveness Program (PSLF) Loan Forgiveness Program for those who wish to work in the Public Sector 05/31/2014 Varies All Programs

In 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time by certain public service employers.

  • Any non-defaulted loan made under the William D. Ford Federal Direct Loan Program (Direct Loan Program) is eligible for loan forgiveness.
  • You must not be in default on the loans for which forgiveness is requested.
  • You must be employed full time by a public service organization when making each of the required 120 monthly loan payments
  • The 120 required payments must be made under one or more of the following Direct Loan Program repayment plans:
  • Income Based Repayment (IBR) Plan
  • Income Contingent Repayment Plan  
  • Standard Repayment Plan with a 10-year repayment period

For more detailed information, including how to monitor your progress toward qualifying for PSLF, review the PSLF Questions and Answers document at www.studentaid.ed.gov/publicservice or contact your Direct Loan servicer.

CalREACH Allied Healthcare Loan Repayment (AHLRP) Loan Repayment Programs for Pharmacists and Physcial Therapists in California 10/01/2014 Varies All Doctor of Pharmacy; All Doctor of Physical Therapy

Established in 1987, the Foundation is the state's only non-profit foundation statutorily created to encourage persons from underrepresented communities to become health professionals and increase access to health providers in medically underserved areas. Supported by grants, donations, licensing fees, and special funds, the Foundation provides scholarship, loan repayment and programs to students and graduates who agree to practice in California's medically underserved communities. Housed in the Office of Statewide Health Planning and Development, the Foundation's track record of delivering health providers to areas of need has resulted in approximately 5,394 awards totaling more than $47 million to allied health, nursing, mental health and medical students and recent graduates practicing in 56 of California's 58 counties.

  • be currently licensed as a Pharmacy, Pharmacy Technician, Physical Therapy, or Physical Therapy Assistant.
  • be practicing as a licensed Pharmacy, Pharmacy Technician, Physical Therapy, or Physical Therapy Assistant providing direct patient care in a Medically Underserved Area (MUA), Health Professional Shortage Area (HPSA), County, State, prison, or Veteran's facility (to find out if your facility qualifies, follow the instructions here)
  • have outstanding educational debt from a commercial or U.S. governmental lending institution
  • be free from any other service obligation
  • have valid legal presence and ability to work and provide care in the state of California
  • be willing to work in a medically underserved area for two years
  • submit a complete application that is postmarked on or before October 1, 2013

Please visit CalREACH's website for further details at calreach.oshpd.ca.gov.

Arkansas Community Match Rural Physician Recruitment Program Loan Repayment Program for Arkansas Residents 02/28/2014 Varies All Doctor of Osteopathic Medicine

The purpose of the program is to assist medically underserved communities in Arkansas with physician recruitment by offering additional financial incentives to participating physicians.

 How it works: A physician who is either in their residency or no more than two years out of residency, and a Rural Community in Arkansas may jointly apply. The physician agrees to practice Primary Care in the community for a period of four years. In return, the community agrees to pay the physician an additional $10,000 per year and the State pays $10,000 per year for a total of $80,000 for four years.

A physician applicant must be:

  • a graduate from an accredited medical school in the United States and currently enrolled in a residency or other training program in an area of primary care or completed training no more than 2 (two) years prior to the date of application
  • in any rural community in Arkansas in need of a physician
  • approved by the Arkansas Rural Medical Practice Student Loan and Scholarship Board
  • a person of good moral character who clearly demonstrates a desire to practice full-time primary care medicine in the match community
  • able to make a 4 (four) year commitment to practice full time medicine in their match community
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Delaware State Loan Repayment Program Loan Repayment program for health professionals in Delaware 11/06/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The Delaware Loan Repayment Program is designed to recruit health professionals to areas of the state that have been identified as underserved by the Delaware Health Care Commission.

  • US Citizen or a legal permanent resident of the US;
  • committed to providing full-time care for at least 2 yrs in an underserved area;
  • establish residency within 30 minutes of the practice site;
  • have outstanding qualifying loans that are not in default;
  • have a valid, unrestricted license to practice in the State of Delaware at the time the service obligation begins.

Keywords:

Physicians (MD and DO), Medical Oncologists, General Practice Dentists (DDS and DMD); Registered Clinical Dental Hygienists, Primary Care Certified Nurse Practitioners, Certified Nurse Midwives, Primary Care Physicians Assistants, Licensed Clinical Psychologists, Psychiatric Nurse Specialists, Licensed Clinical Social Workers, Licensed Prof. Counselors of Mental Health, and Licensed Marriage & Family Therapists.

Maine Dental Education Loan Repayment Program This program provides loan repayment assistance for dentists practicing general dentistry in eligible dental care facilities in underserved areas of the state of Maine. 05/30/2014 Varies All Doctor of Dental Medicine

This Loan Repayment program is applicable to any dentist licensed to practice in Maine who is employed in or intends to establish a qualified practice, has qualifying outstanding dental education loans and is not under agreement for loan repayment from a program funded by the National Health Service Corps. The dentist does not have to establish prior Maine residency.

The Maine Dental Education Loan Repayment Program provides loan repayment assistance for dentists practicing general dentistry in underserved areas of Maine. In addition to submitting FAME’s application and required documentation, dentists must:

  •  Agree to serve all patients regardless of ability to pay through insurance or other payment sources, accept payment terms of MaineCare, provide a sliding fee scale for payment of services to individuals with family income up to 200 percent of federal poverty levels
  •  Have qualifying outstanding dental education loans
  •  Must be able to document your employment at or establishment of a qualifying dental practice
  •  Be eligible for licensure to practice dental medicine in Maine
  •  Not be under an agreement for loan repayment from a program funded by the National Health Service Corps

For more information regarding the application process, please visit the website by selecting the link below.

http://www.famemaine.com/files/Pages/education/students_and_families/Maine_Financial_Aid.aspx

Michigan State Loan Repayment Program Loan Repayment for medical and dental health care professionals in the state of Michigan 06/05/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine

MSLRP helps employers recruit and retain primary medical, dental, and mental healthcare providers by providing loan repayment to those entering into MSLRP service obligations.  MSLRP service obligations require participants to provide full-time primary healthcare services in Health Professional Shortage Areas (HPSAs) at not-for-profit health clinics for two years. MSLRP loan repayment agreements are funded by a federal/state/local partnership. Federal funds are awarded by the National Health Service Corps (NHSC) of the Health Resources and Services Administration (HRSA).  State funds are appropriated by the Michigan Legislature, and local funds come from employer contributions toward their employees' loan repayment agreements.

  • U.S. citizen
  • Providers must be willing to provide full-time health care services in a Health Professional Shortage Area (HPSA) at a not-for-profit health clinic for two or more years.
  • Employers must be willing to contribute 50% of the amount of their providers' loan repayment contracts. Employer contributions are used as required non-federal match for federal funds.

MSLRP has an on-going,first-come, first-served application period, which remains open until all federal funds are committed and matched with non-federal employer contributions

Minnesota State Loan Repayment Program Loan repayment for primary care providers in the state of Minnesota 08/19/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The purpose of Minnesota's State Loan Repayment Program (MN SLRP) is to improve access to primary care by assisting underserved communities with recruitment and retention of primary care providers.

This program is administered by the Office of Rural Health and Primary Care, Minnesota Department of Health.  It is funded by the State of Minnesota and the National Health Service Corps.  Program eligibility requirements and benefits are established by federal law authorizing the State Loan Repayment Program (Section 388I of the Public Health Service Act, as amended by Public Law 101-597 and Public Law 111-148).

  • US Citizen
  • Must be licensed to practice independently and contracted with an approved site
  • In order to receive loan repayment, a provider must agree to practice a minimum of two years at a program-approved site located within a federally designated Health Professional Shortage Area (HPSA)

Please visit website for additional information.

Montana Rural Physician Incentive Program (MRPIP) Loan repayment for primary care providers in the state of Montana 07/01/2014 Varies All Doctor of Osteopathic Medicine

The Montana Rural Physician Incentive Program, authorized by the Montana Legislature in 1991 and amended in 1997 and 2007, was established to encourage physicians to practice in rural and medically underserved areas of Montana.

Toward this end, the Rural Physician Incentive Trust Fund was established to facilitate payment of qualified medical educational debts of physicians who serve communities or populations that are medically underserved and where there is a demonstrated need for medical services. The trust is funded by fees assessed to all Montana medical and osteopathic medical students participating in the WICHE and WWAMI medical programs.

  • United States citizens, nationals, or foreign nationals who: (1) Have a doctor of medicine or doctor of osteopathic medicine degree, and (2) Are eligible for and obtain licensure in the State of Montana.
  • Have full hospital privileges within the broad community in which they practice.
  • Apply for Federal NHSC loan repayment benefits if practice area/location qualifies.
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California State Loan Repayment Program Loan repayment for primary care providers in the state of California 10/01/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The California State Loan Repayment Program assists with the repayment of educational loans for primary healthcare professionals who provide healthcare services in federally designated Health Professional Shortage Areas (HPSAs) to improve access to health care in underserved areas in California.

  • Be U.S. citizen;
  • Have a current and unrestricted California license to practice your profession;
  • Have no other existing service commitment or obligation to another entity;
  • Be free of judgments arising from Federal debt;
  • Be current on all child support payments;
  • Be currently employed or have accepted employment at a SLRP Certified Eligible Site (a list of eligible sites can be found on the SLRP web site);
  • Commit to providing full-time (40 hours per week) primary care service in a California HPSA for a minimum of 2 years.
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Missouri Health Professional Loan Repayment Loan Repayment for Primary Care Providers in Missouri 06/30/2014 Varies All Doctor of Dental Medicine; All Doctor of Nursing Practice;

Health Professional Loan Repayment is the repayment of outstanding educational loans in exchange for providing primary health care services in areas of need in Missouri. Minimum two-year contract required. The Department provides loan repayment to the following:

  • registered and advanced practice nurses
  • primary care physicians
  • primary care dentists
  • psychiatrists
  • psychologists
  • licensed clinical social workers
  • licensed professional counselors

Maximum loan repayment amounts

  • $25,000 per year for primary care physicians, dentists, psychiatrists, and psychologists
  • $10,000 per year for primary care advanced practice nurses, licensed professional counselors and licensed clinical social workers
  • $5,000 per year for primary care registered nurses

Each application will be scored using the criteria listed below:

  • Completed applications with applicable attachments included. Incomplete applications will not be scored
  • Application period is January 1 through June 30.  Applications must be postmarked no later than June 30
  • Qualifying employment in a rural or underserved area of need
  • Must be employed on a full-time basis
  • No existing service contract (e.g. PRIMO obligation, Missouri Practical Nursing Program)
  • Positive employer recommendation

Applications are accepted from January to postmarked date of June 30 every year

NIH Loan Repayment Programs (LRP) Loan repayment programs for researchers 06/05/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

NIH offers five extramural LRPs (where research is done outside of NIH at any non-profit institution); each requires a two-year commitment to conduct at least part-time research (minimum 20 hours per week average) in one of the following areas: Clinical Research, Pediatrics Research, Health Disparities Research, Contraception and Infertility Research, Clinical Research for Individuals from Disadvantaged Backgrounds

NIH offers three intramural LRPs (for NIH employees doing research at NIH); each requires a two- or three-year service commitment, as shown: General Research (3 years), AIDS Research (2 years), Clinical Research for Individuals from Disadvantaged Backgrounds (2 years)

  • U.S. citizen or permanent resident with a doctoral degree
  • Educational loan debt equal to at least 20% of annual salary
  • An NIH grant is not required for participation in the NIH Loan Repayment Programs

Please visit for further details about application deadlines and criteria.

Nebraska Loan Repayment Program Loan repayment for physicians in the state of Nebraska 06/05/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The Nebraska Loan Repayment Program has been in existence since 1994 and helps qualified health professionals pay their educational debts. It requires a 50 percent local match with state funds, reaching an annual maximum of  $40,000 per year.  It also requires a three year practice obligation in a state-designated shortage area.  For information on which health care providers are eligible, please visit the website.

  • Physicians, nurse practitioners, physician assistants practicing the specialties of family practice, GIM, general pediatrics, ob/gyn, general surgery, psychiatry, dentists, clinical psychologists, pharmacists, master's level mental health professionals, occupational therapists, and physical therapists.
  • Willing to practice primary care in a state-designated shortage area
  • Three-year practice obligation

Please visit the website for further application details.

Maine Health Professions Loan Program This loan is need-based, low interest loan program for Maine residents pursuing postgraduate medical, dental and veterinary education. 05/30/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

This loan forgiveness program is eligible for any Maine resident who has been admitted to a program of allopathic, osteopathic, veterinary medicine or dentistry at an institution of medical education that has been accredited by the appropriate accrediting agency.

  • Be a resident of Maine for purposes other than education, for a minimum of one year prior to matriculation into medical school

  • Be admitted to a program of allopathic, osteopathic, veterinary medicine or dentistry at an institution of medical education that has been accredited by the appropriate accreditation agency

  • Be obtaining your first program loan in 2011

  • The completed FAME application must be postmarked on or before May 30. You must also submit the FAFSA.  FAME recommends submitting the FAFSA as soon after January 1 as possible but no later than May 30.

For more information, please visit the website noted below.

http://www.famemaine.com/files/Pages/education/students_and_families/Maine_Financial_Aid.aspx

Kansas State Loan Repayment Program Loan repayment assistance to primary care providers in the state of Kansas 10/01/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The Primary Care Office in the Bureau of Community Health Systems receives funding from the federal Health Resources and Services Administration (HRSA) through the National Health Service Corps to administer the Kansas State Loan Repayment Program (SLRP). The program provides loan repayment assistance to health professionals with qualifying educational loans.

Eligible professions include primary care physicians, nurse practitioners, physician assistants, nurse mid-wives, dentists, dental hygienists, clinical psychologists/clinical psychotherapists, clinical social workers, clinical professional counselors and clinical marriage and family therapists.

To be eligible for an award, health professionals must commit to provide health care services at an eligible site located in a federally designated Health Professional Service Area (HPSA) for a minimum of 2 years. Employment must be with a public or nonprofit private agency or facility. The practice site is required to maintain an open door to all residents, regardless of their ability to pay or their pay source.

  • The health professional must have completed the appropriate level of education and must be able to become board certified or otherwise state or professionally credentialed prior to beginning the obligated period of service.
  • The health professional must be a United States citizen or national.
  • The following health professionals are eligible to receive a Kansas SLRP award:
  • Must serve in a primary care Health Professional Shortage Area—Doctors of Allopathic Medicine or Osteopathic Medicine (M.D. or D.O.) in a primary care specialty, Primary Care Certified Nurse Practitioners, Certified Nurse-Midwives, and Primary Care Physician Assistants.
  • Approved primary care specialties are family medicine (and osteopathic general practice), internal medicine, pediatrics, obstetrics/gynecology, geriatrics, and general psychiatry. General practitioners (physicians who have not completed residency training programs) are not eligible for funding through the Kansas SLRP.
  • Must serve in a dental Health Professional Shortage Area—General and Pediatric Dentists (D.D.S. or D.M.D.), Registered Clinical Dental Hygienists.

Please visit the website for further details.

Kentucky State Loan Repayment Program Loan repayment for primary care health professionals in the state of Kentucky 06/30/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The Kentucky State Loan Repayment Program (KSLRP) is a 50/50 matching program that provides loan repayment for qualified educational loans incurred by primary care health professionals. In return, the professionals make a two-year commitment to practice full-time for an eligible sponsoring organization in a federally designated Health Professional Shortage Area (HPSA). Visit www.hpsafind.hrsa.gov(external link) to determine if your chosen area qualifies.

In Kentucky, the health professional must seek his/her own sponsors for loan repayment; the award amount is negotiated between the health professional and the sponsoring organization. The award can be no more than $35,000 per year ($17,500 federal funds, $17,500 matching) for a total of $70,000 for a two-year obligation. Please see the KSLRP Eligibility Requirementsfor program eligibility.

  • U.S. citizen (U.S. born or naturalized), U.S. national, or a lawful permanent resident
  • Provider must hold an unencumbered license to practice or be certified to practice in his/her  profession in the state of Kentucky
  • Requires provider to have no prior unfulfilled practice obligations with federal, state or other entity
  • Provider must sign a contract to work two years at an eligible site that is a public or not-for profit private entity and that is located in a federally designated Health Professional Shortage Area (HPSA) or an approved site determined by the KORH
  • Perform full time clinical practice as a primary care provider
  • Provide health care services to Medicare and Medicaid beneficiaries and to any Individual seeking care and those unable to pay must be charged at a discounted sliding fee or charged no fee at all.

 

Please view their website for further details.

Arizona Loan Repayment Program Loan Repayment Program for Arizona Primary Care Physicians 12/15/2014 Varies All Doctor of Osteopathic Medicine; All Family Nurse Practitioner;

The Arizona Loan Repayment Programs (ALRP) are administered by the Arizona Department of Health Services (ADHS), Bureau of Health Systems Development (BHSD) also known as the Primary Care Office for the State of Arizona.

 ALRP has two components: the Primary Care Provider Loan Repayment Program (PCPLRP) and the Rural Private Primary Care Provider Loan Repayment Program (RPPCPLRP). These programs aim to promote the recruitment and retention of health care professionals by repaying their qualifying educational loans in exchange for their two-year commitment to provide primary care services in federally designated Health Professional Shortage Areas (HPSA)or Arizona Medically Underserved Areas (AzMUA).

  • Be a U. S. citizen
  • Be an allopathic (MD) or osteopathic (DO) physician in the field of family practice, pediatrics, obstetrics, or internal medicine; or a nurse practitioner, certified nurse midwife, or physician assistant who provides primary care services
  • Have completed the final year of a course of study or program or hold a current AZ license or certificate in good standing
  • If a physician, shall have completed a professional residency program in a primary health care specialty, and be board certified or eligible to sit for the certifying examination in the specialty
  • Provide evidence of current or prospective employment with an eligible site
  • Agree to contract with ADHS to serve full-time, 40 hours per week, at an approved service site for a minimum of two years
  • Agree, with the exception of OB/GYN and registered nurse midwives, to work at least 32 of the minimum 40 hours per week providing clinical services in the ambulatory setting at the approved service site during normally scheduled office hours. For an OB/GYN practitioner or RN midwife, agree that not less than 21 hours per week shall be spent providing ambulatory care services during normally scheduled office hours
  • Agree to charge for professional services at the usual and customary rates prevailing in the area, except that a patient unable to pay the charge shall be charged at a reduced rate or not charged
  • Agree not to discriminate on the basis of the patient's ability to pay for care or the source of payment
  • Agree to provide services to Medicare and AHCCCS beneficiaries
  • Have completely satisfied any other service obligation owed under an agreement with a federal (e.g., an active military obligation or a National Health Service Corps Programobligation), a State (e.g., Scholarship Program obligation) or local government, or other entity, prior to beginning a period of service under this program
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Georgia Physician Loan Repayment Program Loan Repayment prorgram for physicians in Georgia 06/30/2014 Varies All Doctor of Osteopathic Medicine

The Physicians for Rural Areas Assistance Program pays medical education student loan debt for physicians who agree to practice medicine full time in a rural county in Georgia. The program provides up to $25,000 a year in student loan repayment in return for a 12-month commitment to practice in a rural county. Recipients may receive a maximum of four loans and a maximum total student loan repayment of $100,000.

  • Must be a citizen of the United States of America or a U.S. National
  • Be licensed to practice medicine within the State of Georgia at the time the application is made

Keywords:

General Pediatrics, Obstetrics/Gynecology or Family Medicine with OB, General Psychiatry, Family Medicine, General Internal Medicine, and Geriatric Medicine.

New Mexico Health Professional Loan Repayment Program Loan Repayment for New Mexico Residents 05/01/2014 Varies All Doctor of Dental Medicine; All Doctor of Nursing Practice;

The Health Professional Loan Repayment Program (HPLRP) provides repayment for outstanding student loans of practicing health professionals.  As a condition of the program, a health professional must make a two year service commitment to practice full-time in a designated medical shortage area in New Mexico.
 

 

  • Be licensed and/or certified in the state of New Mexico to practice in your profession.
  • Be a citizen of the United States or a permanent resident alien and a resident of New
  • Mexico.
  • Be practicing in an eligible profession such as primary care physicians (including allopathic or osteopathic with a specialty in family or general medicine, general internal medicine, general pediatrics, and obstetrics and gynecology), physician assistants, advanced practice nurses, dentists, podiatrists, optometrists, and allied health care providers. Other specialties may be considered at the discretion of the health professions advisory committee.
  • Provide service in a clinical practice of your profession full-time (minimum of 36 hours per week) for a minimum period of two years in a health professional shortage area.

Keywords: Allopathic physician, osteopathic physician, physician assistants, mental health care providers, advanced practice nurses, allied health care providers, podiatrists, optometrists, and dentists.

Maine Dental Education Loan Program The Maine Dental Education Loan is a forgivable loan program for Maine residents pursuing postgraduate dental education. 05/30/2014 Varies All Doctor of Dental Medicine

The Maine Dental Education Loan is a forgivable loan program for Maine residents pursuing postgraduate dental education. To receive loan forgiveness, a dentist must practice general dentistry full time in an underserved area of the State in an eligible dental care facility.

The Maine Dental Education Loan Program is a forgivable loan program for eligible Maine residents pursuing dental education leading to a D.D.S. or D.M.D. degree.

In addition to completing FAME’s application, a student must:

  • Be a resident of Maine for purposes other than education for two years prior to matriculation at a dental school
  • Be admitted to a program of dentistry for a first dental degree leading to a D.D.S. or D.M.D.at an accredited institution
  • Show an interest in practicing primary dental care in an underserved area in Maine and serving all patients regardless of ability to pay through insurance or other payment source
  • Demonstrate financial need
  • Submit all required forms and documents by the required deadline
  • Submit the 2013-2014 FAFSA (Free Application for Federal Student Aid) by May 30, 2013

For more information, please visit the website by selecting the link below.

http://www.famemaine.com/files/Pages/education/students_and_families/Maine_Financial_Aid.aspx

Iowa Loan Repayment Program Loan Repayment for Iowa Residents 12/31/2014 Varies All Doctor of Dental Medicine; All Doctor of Nursing Practice;

The Primary Care Recruitment and Retention Endeavor (PRIMECARRE) was authorized by the Iowa Legislature in 1994 to strengthen the primary health care infrastructure in Iowa. PRIMECARRE allocations currently support the Iowa Loan Repayment Program, with matching federal and state funds.

  • US citizen
  • Licensed to practice in Iowa
  • Must have medical education-related debts
  • Primary care physicians, Psychiatrists, Clinical psychologists, Dentists, Dental hygienists, Physician assistants, Registered nurse practitioners, Certified nurse midwives, Clinical social workers (LISW), and Psychiatric nurse specialists are eligible to apply

PRIMECARRE applications are accepted annually through a Request for Proposal (RFP) process. The RFP packet is posted each fall on the Iowa Department of Public Health website.

Indian Health Service Loan Repayment Program Loan Repayment program for clinicians working at approved Indian health facilities 08/07/2014 Varies All Doctor of Dental Medicine; All Doctor of Optometry;

The Indian Health Service (IHS) Loan Repayment Program (LRP) offers health professionals like you the opportunity to pay off your qualified student loans while assisting the IHS in meeting the staffing needs of Indian health programs. The LRP awards loan repayment to health professionals practicing in specific health profession disciplines who are willing to commit to an initial two-year service obligation while working in health facilities serving American Indian and Alaska Native communities.

  • Are a US citizen.
  • Have a health profession degree or are in postgraduate training or in your final year of a health profession school.
  • Have a valid state license to practice in a health profession. Health profession students in their final year of post-graduate clinical training/school are eligible to apply before obtaining a license. However, you are not eligible for an award until you provide proof of licensure to the branch office.
  • Are committed to practice at an Indian health facility.
  • Can begin service on or before September 30 for two continuous years of full-time clinical practice.
  • Are not currently receiving funding or fulfilling a service commitment with another federal loan repayment or scholarship program (for example, National Health Service Corps LRP or Scholarship Program, IHS Scholarship Program, Nurse Corps LRP, etc.).

The LRP awards up to $40,000 (plus up to $8,000 in tax allocations) in loan repayment funding.

Kansas Bridging Plan A loan forgiveness program (up to $26,000) offered to physicians in Kansas residency programs of Family Practice. 12/31/2014 Varies All Doctor of Osteopathic Medicine

The University of Kansas Medical Center, Rural Health Education and Services (RHES), administers the Kansas Bridging Plan (KBP), a loan forgiveness program (up to $26,000) offered to physicians in Kansas residency programs of Family Practice, Internal Medicine, Pediatrics and Medicine/Pediatrics.  

Participants agree to practice medicine full-time in a rural community (notlocated in Douglas, Johnson, Sedgwick, Shawnee or Wyandotte County) for 36 continuous months upon completion of their residency program.

  • Resident physicians engage in the full-time practice of medicine in the rural community for 36 continuous months.
  • Residents must complete a one-month rural rotation during their residency program.

For more information regarding the application process, please visit the website by selecting the link the link below:

 http://ruralhealth.kumc.edu/rural-health/kansas-bridging-plan.html

Louisiana State Loan Repayment Program Loan repayment for primary care providers in the state of Louisiana 07/31/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The purpose of the Louisiana State Loan Repayment Program is to encourage primary care practitioners to serve in health professional shortage areas (HPSAs). For the purpose of recruitment under this program, eligible primary care practitioners include those who are specialty board certified or have completed a residency in family practice, osteopathic general practice, obstetrics/gynecology, internal medicine, pediatrics, psychiatry, or dentistry. Mid-levels include physician assistants, advanced nurse practitioners, and nurse midwives. The mission of the program is to alleviate, and ultimately overcome, Louisiana's problem of a substantial mal-distribution of primary care health professionals in rural and inner city areas.

  • Work in a federally-designated HPSA;
  • Work for a public or nonprofit entity;
  • Work full-time (40 hours per week) in an outpatient capacity:
  • Accept assignments of Medicare, Medicaid:
  • Have a sliding-fee scale for low-income, uninsured patients;
  • Be a United States citizen;
  • Licensed to practice in Louisiana;
  • Have no other obligation for health professional services;
  • Have not defaulted on educational loans; and
  • Have not breached a health professional service contract.

Please visit the website for further details.

Massachusetts State Loan Repayment Program Loan repayment program for primary health care professionals in Massachusetts 06/05/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

Massachusetts offers loan repayment programs for primary health care professionals in a variety of disciplines including physicians, dentists, nurse practitioners, and behavioral health professionals. The goal of these programs is to provide educational loan repayment as an incentive for health professionals to practice in communities where significant shortages of health care providers and barriers to access have been identified.

  • US Citizen
  • The health professional is required to sign a contract for a two-year period of full-time service or the equivalent of two years full-time if the program allows part-time service
  • Eligible disciplines: Primary Care Physicians , Dentists, Nurse Practitioners, Certified Nurse-Midwives, Primary Care Physician Assistants, Dental Hygienists, Psychologists, Licensed Clinical Social Workers, Psychiatric Nurse Specialists, Mental Health Counselors, Licensed Professional Counselors, Marriage and Family Therapists.

Applications are accepted on an ongoing basis and are reviewed quarterly. Please visit the website for more information.

U.S. Navy Health Professions Loan Repayment Program (HPLRP) Loan repayment for physicians who plan on joining the Navy 06/06/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine

The Health Professions Loan Repayment Program (HPLRP) provides an incentive to new accessions to enter the Navy, and current active duty medical personnel to extend their active duty commitment through the payment of professional educational loans. The maximum yearly loan repayment is $40,000, minus ~25% federal income taxes, which are taken out prior to lender repayment. Payments are sent directly to the lending institution on behalf of the HPLRP participant.

  • Must meet commissioning standards.
  • Be enrolled as a full-time student in the final year at an accredited educational institution leading to a degree in a health profession other than medicine, dentistry, or osteopathic medicine. Or, be enrolled in the final year of an approved residency program leading to specialty qualification in medicine, dentistry, or osteopathic medicine.
  • Must serve on active duty for a minimum of 2 years for one year of loan repayment
  • Must not be a current HPSP or FAP participant
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Virginia State Loan Repayment Program (Va-SLRP) Loan Repayment for primary care providers in the state of Virginia 05/01/2014 Varies All Doctor of Osteopathic Medicine; All MS in Physician Assistant

The Commonwealth of Virginia offers the Virginia Loan Repayment Program (VA LRP). This program offers substantial financial assistance for repayment of qualified medical education loans for primary care physicians, psychiatrists, nurse practitioners, and physician assistants. Loans are repaid in return for a minimum of two years of full-time practice of the recipient's specialty in a medically underserved area of Virginia. The Virginia Loan Repayment recipients can serve in a HPSA or a designated Virginia Medically Underserved Area (VMUA).

  • Fully trained Allopathic (M.D.) and osteopathic (D.O.) physicians with specialties in primary care medicine or general psychiatrists, PCNP and PA's;
  • Citizen of US;
  • Valid unrestricted license to practice in VA;
  • Practice must be located in HPSA and must be a public or private-not-for-profit entity.

Please visit website for more information.

Washington Health Professional Loan Repayment Loan repayment program for primary health care providers in the state of Washington 06/05/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The Health Professional Loan Repayment helps the state attract and retain licensed health professionals to serve in critical shortage areas in Washington State by providing educational loan repayment assistance.  In return for financial assistance, program participants agree to provide primary health care services in rural or underserved urban areas that are designated as health professional shortage areas.

  • Be a United States citizen (Permanent residents do not qualify);
  • Provide primary care and not specialty care.
  • Must provide full time service for a minimum of two years and additional service year for contract extension renewals

Please visit website for further details.

Wisconsin Health Professions Loan Assistance Program Loan repayment for primary health care professionals in the state of Wisconsin 11/01/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

Health care professionals (physicians, psychiatrists, dentists, dental hygienists, physician assistants, nurse practitioners and certified nurse midwives) in Wisconsin can receive up to $100,000 in education loan assistance through the Health Professions Loan Assistance Program (HPLAP).

Over 150 primary care professionals practicing in Wisconsin's federally-designated Health Professional Shortage Areas (HPSAs) have received over $5 million in loan repayment awards since the HPLAP was established in 1990. Information on a community’s HPSA status can be found on the federal Health Resources and Services Administration’s HPSA site.  Applicants generally must be working in a HPSA to be eligible for a HPLAP award.  Providers must agree to work three years in an eligible underserved rural or urban community.  Awards are federal and state income tax exempt.

  • Agree to practice primary care in a primary care site located in a HPSA
  • 3 years in a federally designated Health Professional Shortage Area (from the date award contract is signed.

Please visit website for more information.

Rhode Island Primary Care Loan Forgiveness Program The Rhode Island Primary Care Educational Loan Repayment program was established to ensure a stable and adequate supply of primary care professionals to meet the health care needs of Rhode Islanders. 12/31/2014 Varies ADN/MSN-FNP 2014; ADN/MSN-FNP 2015; ADN/MSN-FNP 2016;

The Rhode Island Primary Care Educational Loan Repayment program was established to ensure a stable and adequate supply of primary care professionals to meet the health care needs of Rhode Islanders, and is intended to recruit new primary care professionals into the state of Rhode Island.

The program is a collaborative effort of Blue Cross & Blue Shield of Rhode Island (BCBSRI), Rhode Island Area Health Education Center (AHEC), the Rhode Island Foundation, the Rhode Island Medical Society, the Rhode Island State Nurses Association, the University of Rhode Island College of Nursing, the Rhode Island Health Center Association, the Rhode Island Academy of Physician Assistants and the Rhode Island Student Loan Authority.

For information regarding the scholarship criteria, please visit the website noted below.

http://www.risla.com/ProgramsResources/PrimaryCareProviderLoanRepaymentProgram/tabid/204/Default.aspx

For more information, please visit the website noted below.

http://www.risla.com/ProgramsResources/PrimaryCareProviderLoanRepaymentProgram/tabid/204/Default.aspx

Minnesota Dentist Loan Forgiveness Program The purpose of Minnesota's Loan Forgiveness program is to recruit and retain health care professionals to needed areas and facilities in Minnesota. 01/02/2015 Varies All Doctor of Dental Medicine

The Dentist Loan Forgiveness Program provides funds for repayment of qualified educational loans for dentists. Applicants are responsible for securing their own educational loans. Credit card loans or loans from family members do not qualify. Qualified loans include government, commercial and foundation loans for actual costs paid for tuition, reasonable education and living expenses related to the graduate or undergraduate education of a health care professional.

There is a minimum service obligation of three years. Each year a participant must deliver service totaling 25 percent of their yearly patient encounters to Minnesota public program or sliding fee scale patients.

Individuals must plan to serve Minnesota state public program enrollees or patients receiving sliding fee schedule discounts through a formal sliding fee schedule after completion of their educational program.

For more information, please visit the website noted below.

http://www.health.state.mn.us/divs/orhpc/funding/loans/dentloan.html

Army Health Professions Loan Repayment Program Loan Repayment for Active Duty health professionals 06/01/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The HPLRP was established in 1998 to provide adequate number of active duty health professionals to provide health services in designated shortage health care skills. HPLRP will provide over $22,000 annually for up to 4 years to repay qualifying loans incurred for health care education in exchange for a 4-year maximum active duty commitment. Eligible individuals must qualify as an Army Reserve commissioned officer, sign a service agreement, and be a fully qualified health care professional or full-time students in the final year of a course of study (other than physicians) or trainee in the final year of an approved graduate program leading to specialty qualification in the designated health care skill

The Health Professional Loan Repayment Program cannot be utilized in conjunction with any other incentive.

Qualifying Specialties are:

  • Preventative Medicine
  • Psychiatry
  • Internal Medicine
  • Family Practice
  • Orthopedic Surgeon
  • Emergency Physician
  • General Dentist
  • Physician Assistant

Please speak to a recruiter for more information.

Please speak to a recruiter for more information.

Nursing Student Loan Forgiveness Program - Florida (NSLFP) To encourage qualified personnel to seek employment in areas of the state of Florida where there are critical nursing shortages. 09/01/2014 Varies All Doctor of Nursing Practice; All Family Nurse Practitioner;

The Florida Legislature established the Nursing Student Loan Forgiveness Program (NSLFP) in 1989 to encourage qualified personnel to seek employment in areas of the state where critical nursing shortages exist. The program provides funds to assist in the repayment of nursing education loans.

Applicant must:

  • Be licensed as an LPN, RN, or ARNP in the state of Florida
  • Have loans incurred toward a nursing education
  • Work full-time at one of the designated sites established in Section 1009.66, Florida Statutes (listed below)

For questions and application process, please visit the website below.

http://www.floridastudentfinancialaid.org/FFELP/Nursing_Loan_Forgiveness/NursingLoanForgiveness.html

NURSE CORPS Nursing Education Loan Repayment Program) enables dedicated registered nurses committed to caring for underserved people to serve in hospitals and clinics in some of America's neediest communities. 02/28/2014 Varies All Doctor of Nursing Practice; All Family Nurse Practitioner;

NURSE Corps Loan Repayment Program puts registered nurses (including advanced practice nurses and nursing faculty) on a rewarding career path while paying off 60 percent of their unpaid nursing student loans in just 2 years – and an additional 25 percent of the original balance for an optional third year. 

In return, NURSE Corps members fulfilling a service obligation at any one of thousands of nonprofit hospitals, clinics and other facilities located in designated primary medical care or mental health Health Professional Shortage Areas across the U.S.  

NURSE Corps members enjoy the same the competitive pay and benefits negotiated with their employer as non-members. 

Before You Apply

Applications are accepted once each year. Before you apply, please read the Application and Program Guidance(PDF - 33 pages) (updated annually) carefully. The application includes a contract that obligates you to serve 2 years at the critical shortage facility listed in your application if you are selected to participate in the program. If you are selected and you do not fulfill that obligation, you will face serious financial consequences.

For additional information, please visit the website below:

http://www.hrsa.gov/loanscholarships/repayment/nursing/

Maine Veterinary Medicine Loan Program This is a need-based forgivable loan program established to help students defray the cost of enrollment in a program of study leading to a Doctor of Veterinary Medicine degree. 05/30/2014 Varies All Doctor of Veterinary Medicine

This loan program is available to any Maine resident who has been admitted to a program of study leading to a Doctor of Veterinary Medicine degree.  

Priority is given to applicants who demonstrate financial need and a high likelihood of practicing in livestock veterinary medicine in an area of Maine with insufficient veterinary services.

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For more information, please visit the website below.

http://www.famemaine.com/files/Pages/education/students_and_families/Maine_Financial_Aid.aspx

Wyoming Healthcare Professional Loan Repyament Program The intent of the program is to enhance the ability of medically underserved Wyoming communities to recruit and retain healthcare professionals. 09/30/2014 Varies All Programs

The program repays qualifying applicants for costs of eligible educational loans in return for a commitment to practice in an underserved area in Wyoming for a minimum of three years.

The current funding formula is:

  • Physicians and Dentists- Up to $30,000 each year for three (3) years for a total up to $90,000. 
  • All other licensed healthcare professionals- Up to $10,000 each year for three (3) years for a total up to $30,000.  

Award amounts can not exceed outstanding student loan debt.

Award amounts cannot exceed outstanding student loan debt.

Three Requirements:

Must work full-time in Wyoming; and

Treat Medicare, Medicaid and Kid Care eligible patients; and

Use 100% of the funds to repay student loans.

Please visit the website below for questions and application process.

http://www.health.wyo.gov/rfhd/rural/loan.html

Veterans' Home Nurse Loan Repayment Program Nurse Loan Repayment Program provides for the payment of eligible educational loans as an incentive for nurses to pursue and continue their careers at State of Illinois veterans' homes. 07/31/2014 Varies All Doctor of Nursing Practice; All Family Nurse Practitioner;

The Veterans' Home Nurse Loan Repayment Program provides for the payment of eligible educational loans as an incentive for nurses to pursue and continue their careers at State of Illinois veterans' homes. The annual award to qualified registered professional nurses and licensed practical nurses may be up to $5,000 (based on the borrower’s remaining balance on eligible educational loans) to repay their student loan debt. This award may be received for up to a maximum of four years.

  • Be a U.S. citizen or an eligible non-citizen;
  • Be an Illinois resident
  • Have an outstanding balance due on an eligible educational loan
  • Be a nurse who meets licensing requirements of the Illinois Department of Financial and Professional Regulation
  • Be a nurse who has completed the prescribed employment probationary period and whose employment is in good standing as determined by the Illinois Department of Veterans' Affairs
  • For each year during which an award is received, fulfill a separate 12 month period as a registered professional nurse or licensed practical nurse in an approved State of Illinois veterans' home (approved veterans' homes for purposes of this program are located in Anna, LaSalle, Manteno and Quincy, Illinois); and
  • Not be in defaulton any federal guaranteed educational loan, nor owe a refund on any scholarship or grant program administered by the Illinois Student Assistance Commission (ISAC).

For more information, please see link below:

http://www.isac.org/lenders/resources-for-paying-for-college/loan-repayment-forgiveness-programs/veterans-home-nurse-loan-repayment-program.html

The Veterinary Medicine Loan Repayment Program (VMLRP) Loan repayment for Veterinarians 06/16/2014 Varies All Doctor of Veterinary Medicine

USDA’s Veterinary Medicine Loan Repayment Program (VMLRP), authorized by the National Veterinary Medical Services Act (NVMSA) helps qualified veterinarians offset a significant portion of the debt incurred in pursuit of their veterinary medicine degrees in return for their service in certain high-priority veterinary shortage situations. The National Institute of Food and Agriculture (NIFA) will carry out NVMSA by entering into educational loan repayment agreements with veterinarians who agree to provide veterinary services in veterinarian shortage situations for a determined period of time.

If you commit to at least three years to providing veterinary services in a designated veterinary shortage area, NIFA may repay up to $25,000 of your student loan debt per year.  Loan repayment benefits are limited to payments of the principal and interest on government and commercial loans you received for the attendance at an accredited college of veterinary medicine resulting in a degree of Doctor of Veterinary Medicine or the equivalent.

To be eligible to apply to the VMLRP, an applicant must:

1) Have a degree of Doctor of Veterinary Medicine (DVM), or the equivalent, from a college of veterinary medicine accredited by the AVMA Council on Education;

2) Have qualifying educational loan debt as defined in 7 CFR 3431 Section 3;

3) Secure an offer of employment or establish and/or maintain a practice in a veterinary shortage situation, as determined by the Secretary, within the time period specified in the VMLRP service agreement offer; and

4) Provide certifications and verifications in accordance with 7 CFR 3431 Section 16.

Please visit the website for more information

Air Force Active Duty Health Professions Loan Repayment Program Loan repayment for Active Duty members of the Air Force 06/10/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine

The purpose of the Air Force Active Duty Health Professions Loan Repayment Program (ADHPLRP) is to provide a direct accession incentive to maintain adequate numbers of commissioned officers of the armed forces on active duty, who are qualified in various health specialties within the Medical Corps, Nurse Corps and Biomedical Sciences Corps.

ADHPLRP participants receive repayment of loans used to finance health profession education. Repayment may consist of loan amounts for principal, interest, and reasonable educational and living expenses. The maximum repayment for 2009 is $40,000.00, less tax liability. Payments are sent directly to the lending institution on behalf of the ADHPLRP participant.

Participants incur an active duty obligation (ADO) consisting of a minimum of two years, or one year of ADO for each annual repayment, whichever is greater

Please speak to a recruiter for more information on the criteria

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Nurse Educator Loan Repayment Program The program is intended to pay eligible loans to add an incentive to nurse educators in maintaining their teaching careers within the State of Illinois. 07/31/2014 Varies All Doctor of Nursing Practice; All Family Nurse Practitioner;

In an effort to address the shortage of nurses and the lack of instructors to staff courses teaching nursing in Illinois, the Nurse Educator Loan Repayment Program encourages longevity and career change opportunities. The program is intended to pay eligible loans to add an incentive to nurse educators in maintaining their teaching careers within the State of Illinois. The annual awards to qualified nurse educators may be up to $5,000 to repay their student loan debt, and may be received for up to a maximum of four years.

For more information, please visit the link below:

http://isac.org/students/after-college/forgiveness-programs/nurse-educator-loan-repayment-program.html

Physician State/Community Matching Loan Repayment Program Loan repayment for health care providers in the state of North Dakota 06/05/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The Primary Care Office (PCO) provides help to rural North Dakota communities in creating a planning process that involves Department of Health programs, community leaders, other state agencies, health care providers, state health associations and private consultants. This planning process is focused on the development of a sustainable and high quality local health care system. The PCO participates in assessment of community needs and resources; provides claims-based utilization and market share data, demographic data and analysis; and coordinates the provision of information concerning options for modifying or restructuring local health care delivery systems to better serve the public.

Different repayment programs have different criteria. Please visit website for further details.

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State Loan Repayment Program (SLRP) in Maryland Loan Repayment for primary care providers in the state of Maryland 05/01/2014 Varies All Doctor of Osteopathic Medicine

SLRP in Maryland is a collaborative effort among state and federal entities.  SLRP offers physicians an opportunity to practice in a designated Health Professional Shortage Area (HPSA) while also getting funds to help pay their higher education loans. 

Applicants must:

  • have a medical degree (Medical Doctor or Doctor of Osteopathy) and completed residency training;
  • be a primary care physician (that is, general internal medicine, family medicine, general pediatrics, obstetrics and gynecology, or general psychiatry);
  • have a valid unrestricted license to practice medicine in the State of Maryland at the time the service obligation begins;
  • be a citizen of the United States or be a U.S. National;
  • be employed full-time (at least 40 hours per week) at an eligible practice site;
  • have not breached an obligation for service to a federal, state, or local governmental entity or another obligation for service even if the obligation was ultimately fulfilled;
  • have no judgment lien against your property for a debt to the United States;
  • not be excluded, debarred, suspended, or disqualified by a Federal agency;
  • have no unserved obligations for service to a federal, state, local government, or other entity, with the exception of the U.S. Department of Health and Human Services’ Primary Care Loans, Exceptional Financial Need Scholarships, and Financial Assistance for Disadvantaged Health Professions Students;
  • have no existing service obligation with any other loan repayment program;
  • have outstanding higher education loan debt and NOT be in default on any eligible higher education loan;
  • have no debts written off as uncollectible;
  • have no service or payment obligation waived;
  • have never violated court-ordered child support or been delinquent in child support payments; and practice at an eligible practice site

Please visit the website for further details.

Veterinary Loan Repayment Programs The website offers a list of states that offer a loan repayment program for Veterinarians throughout the United States. 07/01/2014 Varies All Doctor of Veterinary Medicine

The American Veterinary Medical Association (AVMA), established in 1863, is a not-for-profit association representing more than 84,000 veterinarians working in private and corporate practice, government, industry, academia, and uniformed services. Structured to work for its members, the AVMA acts as a collective voice for its membership and for the profession.

The State Veterinary Loan Repayment Program is offered throughout the United States.  For information regarding service obligations, and requirements specific to your state, please visit the website noted below:

https://www.avma.org/Advocacy/StateAndLocal/Pages/State-veterinary-loan-repayment-programs.aspx#ky

For more information, please visit the website below:

https://www.avma.org/Advocacy/StateAndLocal/Pages/State-veterinary-loan-repayment-programs.aspx#ky

New Hampshire State Loan Repayment Program Loan repayment for primary care providers in the state of New Hampshire 06/06/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The New Hampshire State Loan Repayment Program (SLRP) provides funds to health care professionals working in areas of the State designated as being medically underserved. Health care providers participating in the SLRP agree to provide medical services to all patients regardless of their ability to pay. In addition, the health care provider and the practice site must offer a sliding-fee schedule based on current federal poverty guidelines, accept Medicaid, Medicare, and State Children's Health Insurance Program assignment rates, and provide free care when medically necessary.

  • Must agree to a minimum service obligation of thirty-six months for full time service or to a minimum obligation of twenty-four months for part-time service
  • Must be US citizens
  • Must not have any unserved obligations for service to another governmental or non-governmental agency
  • Must be licensed and ready to begin full- or part-time clinical practice at the eligible practice site once a contract has been signed

Applications are accepted on a rolling basis and reviewed quarterly.

Pennsylvania Primary Health Care Loan Repayment Program Loan repayment for primary care providers in the state of Pennsylvania 11/15/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The Department of Health provides loan repayment opportunities as an incentive to recruit and to retain primary care practitioners willing to serve underserved Pennsylvania residents and to make a commitment to practicing in federally designated Health Professional Shortage and Medically Underserved Areas. 

  • U.S. Citizen
  • Has a degree in allopathic or osteopathic medicine, or other health profession, or is certified/licensed as a nurse midwife, certified registered nurse practitioner, or physician assistant;
  • Has a valid unrestricted Pennsylvania license/certificate to practice the health care profession for which the individual is applying to the program;
  • Be enrolled in his/her final year in an approved residency program in allopathic or osteopathic medicine
  • OR
  • Has completed an approved residency program in allopathic or osteopathic medicine;
  • Is enrolled in his/her final year of an approved educational program leading to certification and licensure as a Registered Nurse Practitioner or as a Nurse Midwife, or certification as a Physician Assistant;
  • Has submitted a complete application to participate in the LRP

Please visit website for further details.

Primary Care Loan Redemption Program of New Jersey Loan repayment for primary care providers in the state of New Jersey 06/05/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The purpose of the Primary Care Loan Redemption Program (LRP) is to increase and improve the provision of primary care services by encouraging providers to serve in state designated underserved areas and health professional shortage areas (HPSAs) throughout New Jersey. In exchange, LRP providers may redeem up to $120,000 over a four-year period of service for eligible loans used to finance their medical/dental education. Primary care professionals eligible for LRP include Allopathic (MD) and Osteopathic (DO) physicians in the specialties of Family Medicine, General Internal Medicine, General Pediatrics, and Obstetrics/Gynecology; General Dentists; Pedodontists; Certified Nurse Practitioners; Certified Nurse Midwives; and Physician Assistants.

  • A resident of the State of New Jersey
  • Free of judgments or defaults on qualifying education loans
  • Licensed to practice in New Jersey
    Recommended to participate in the loan redemption program by a program director and must submit a letter of recommendation

Please visit website for further details.

State Health Care Professional Loan Repayment Program Loan repayment for primary care providers in the state of Colorado 09/30/2014 Varies All Doctor of Dental Medicine; All Doctor of Osteopathic Medicine;

The Colorado Health Service Corps is an opportunity for you to serve in communities where primary health care professionals are in high demand. The Corps offers generous student loan repayment in exchange for your service at clinical practice sites caring for Coloradans in greatest need.

Certain health professionals may be eligible to receive repayment of qualified student loans if they practice full time, in a Health Professional Shortage Area, delivering primary health care services, in a public or nonprofit clinic. The practice must accept public insurance and offer discounted services to low-income, uninsured patients.

Please visit website for further details.

Oklahoma Dental Loan Repayment Program (ODLRP) The Oklahoma Dental Loan Repayment Act, authorized by the state legislature in 2006. 10/01/2014 Varies All Doctor of Dental Medicine

The Oklahoma Dental Loan Repayment Act, authorized by the state legislature in 2006, created a program designed to increase the number of dentists serving and caring for those dependent upon the state for dental care and to make dental care accessible to underserved metropolitan and rural areas by providing educational loan repayment assistance for up to five Oklahoma licensed dentists per year for a 2 to 5 year period per dentist.  One dentist entering the ODLRP each year shall agree to teach at the University of Oklahoma College of Dentistry.  The remaining participating dentists, up to four each year, shall practice in a designated underserved area and agree that a minimum of 30% of his/her patients treated during the service obligation/contract period are Medicaid recipients.

The eligibility requirements noted below is a summary of what is required in order to be eligible and participate in this loan repayment program.  For detailed information, please visit the website below:

http://www.ok.gov/health2/documents/Application%20Guidelines%20May%202008.pdf

Eligibility To Participate In The Program

1. Receipt of a dental degree from an accredited U.S.dental school within the previous (5)years.

2. Completion of all requirements to receive an active unrestricted license to practice dentistry in the State of Oklahoma at the time the service obligation begins.

3. Demonstrate financial need with outstanding eligible dental school loans.

4.  The commitment to establish a practice, located in an Oklahoma Dental Health Professional Shortage Area (DHPSA).

5.  Fulfillment of all applicable requirements of the Oklahoma Health Care Authority to qualify as a Medicaid Dental Provider at the time the service obligation begins.

6. Agree that during the service obligation/contract period, a minimum of 30% of participant's patients treated are Medicaid recipients at the time of treatment, or 30% of the patient visits are by Medicaid recipients.

7.  Maintain a full-time general or pediatric dental practice at the established DHPSA practice site(s) described in the service contract.

For more information, please email the Oklahoma Dental Program at ODLRP@health.ok.gov or visit the website noted below:

http://www.ok.gov/health/Child_and_Family_Health/Dental_Health_Service/Oklahoma_Dental_Loan_Repayment_Program/

The Chancellor's Doctoral Incentive Program This program provides student loans to a limited number of individuals pursuing full-time doctoral degrees at accredited universities throughout the United States. 02/03/2014 Varies All Doctor of Nursing Practice

Established in 1987, the CSU CDIP is the largest program of its kind in the United States.  This program provides student loans to a limited number of individuals pursuing full-time doctoral degrees at accredited universities throughout the United States. After participants receive their doctoral degrees and obtain a qualifying instructional position in the CSU, a portion of their loan from this program will be forgiven every year.

1. Full-time enrollment in a doctoral program in the U.S.

2. Not currently in a probationary/tenure-track CSU international faculty position

3. Currently eligible to work in the United States

For more information, please visit the website at http://www.calstate.edu/hr/cdip/apply/ 

 

National Health Service Corps Loan Repayment Program Loan repayment for primary care medical, dental and behavioral and mental health clinicians 03/20/2014 Varies DMD 2014; DO 2014; DONW 2015; DONW OMM 5th Year Fellow;

The purpose of the National Health Service Corps (NHSC) Loan Repayment Program (LRP) is to recruit and retain medical, nursing, dental, and behavioral/mental health clinicians in eligible communities of need designated as health professional shortage areas. NHSC loan repayors are committed to serve 2 years (full time) or 4 years (part time) at an approved site in a designated Health Professional Shortage Area.

The NHSC will pay up to $50,000 for an initial 2 years (full-time) or 4 years (half-time) clinical practice to clinicians serving at an NHSC-approved service site with a HPSA score of 14 or higher.

  • US Citizen
  • Fully-trained, licensed in State where you intend to practice
  • Be free of any judgment liens for Federal debts
  • Not in breach to a government entity
  • No other outstanding contractual obligations for service.

If you have questions about the Loan Repayment Application you may call our Customer Care Center at 1-800-221-9393 or visit the website at

http://nhsc.hrsa.gov/loanrepayment/nhscloanrepayment/index.html

Osteopathic Medical Foundation of Michiana Forgivable Loan Forgivable loan for students who practice in the Michiana area 05/01/2014 $10000 All Doctor of Osteopathic Medicine

The Osteopathic Medical Foundation of Michiana works hard to promote the tradition of osteopathic medicine in Indiana. Our mission is to support, further and perpetuate the osteopathic method and philosophy.

 

One of our programs designed to nurture this important tradition is the Forgivable Loan Program. Any Osteopathic medical student is encouraged to apply.

·         Be at least a half-time student in accredited osteopathic medical school

·         Demonstrate an interest in returning to northwestern Indiana/southwestern Michigan area to practice osteopathic medicine ("area" is defined as being within a 60 mile radius of South Bend, Indiana)

·         Demonstrate financial need

·         Be of good moral character

·         Demonstrate good motivation for the practice of osteopathic medicine

·         Be available for personal interview if requested by the Osteopathic Medical Foundation

Please visit the website for further details on applying.